@charset "UTF-8";.fera-card-rating{display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center;margin:6px 0}.fera-card-rating [data-fera-widget]{display:-webkit-inline-box;display:-ms-inline-flexbox;display:inline-flex;-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center}.verification-image-group.small-images{display:-webkit-box;display:-ms-flexbox;display:flex;gap:16px;-ms-flex-wrap:wrap;flex-wrap:wrap;margin:1.5rem 0}.verification-image-group.small-images figure{max-width:220px;margin:0}.verification-image-group.small-images img{width:100%;height:auto;border-radius:4px}.verification-image-group.small-images figcaption{font-size:.8rem;color:#666;margin-top:6px}.heroCarousel{margin-bottom:0!important;padding-bottom:0!important}.heroCarousel+*{margin-top:0!important;padding-top:0!important}.heroCarousel+* .pageBuilder-content,.heroCarousel+* [data-content-region]{margin-top:0!important;padding-top:0!important;min-height:0!important}.bv-article-wrapper{font-family:Poppins,Arial,sans-serif;color:#1b2345;background:#fff;max-width:1180px;margin:0 auto;padding:0;line-height:1.65}.bv-article-wrapper *{-webkit-box-sizing:border-box;box-sizing:border-box}.bv-article-wrapper h1,.bv-article-wrapper h2,.bv-article-wrapper h3{color:#1b2345;line-height:1.25;margin-top:0}.bv-article-wrapper h1{font-size:42px;margin-bottom:12px;letter-spacing:-.5px}.bv-article-wrapper h2{font-size:28px;margin-bottom:18px;position:relative}.bv-article-wrapper h2:after{content:"";display:block;width:72px;height:4px;background:#c8a24a;margin-top:12px}.bv-article-wrapper h3{font-size:20px;margin-bottom:10px}.bv-article-wrapper p{margin:0 0 16px;color:#26304f}.bv-article-wrapper em{font-style:italic}.bv-hero{display:grid;grid-template-columns:1.05fr 0.95fr;gap:36px;-webkit-box-align:center;-ms-flex-align:center;align-items:center;background:linear-gradient(135deg,#1b2345 0,#273158 100%);color:#fff;padding:54px 44px;border-radius:0 0 28px 28px;overflow:hidden;position:relative}.bv-hero:before{content:"";position:absolute;right:-120px;top:-80px;width:340px;height:340px;background:rgba(200,162,74,.16);-webkit-transform:rotate(-66deg);transform:rotate(-66deg)}.bv-hero-content{position:relative;z-index:2}.bv-hero h1{color:#fff}.bv-subtitle{color:#c8a24a;font-weight:600;font-size:18px;margin-bottom:22px}.bv-hero p{color:#fff;font-size:16px;max-width:680px}.bv-hero-badges{display:-webkit-box;display:-ms-flexbox;display:flex;-ms-flex-wrap:wrap;flex-wrap:wrap;gap:10px;margin-top:24px}.bv-badge{border:1px solid rgba(200,162,74,.65);color:#fff;padding:8px 13px;border-radius:999px;font-size:13px;background:rgba(255,255,255,.06)}.bv-hero-image-box{position:relative;z-index:2;background:#fff;border-radius:24px;padding:18px;-webkit-box-shadow:0 18px 45px rgba(0,0,0,.22);box-shadow:0 18px 45px rgba(0,0,0,.22);clip-path:polygon(0 0,100% 0,100% 88%,84% 100%,0 100%)}.bv-hero-image-box img{width:100%;display:block;border-radius:18px}.bv-section{padding:46px 34px;border-bottom:1px solid #eee}.bv-section-light{background:#f7f7f5;border-radius:24px;margin:34px 0;border-bottom:none}.bv-intro-card{background:#fff;border-left:5px solid #c8a24a;padding:26px 28px;border-radius:18px;-webkit-box-shadow:0 8px 28px rgba(27,35,69,.08);box-shadow:0 8px 28px rgba(27,35,69,.08)}.bv-grid-2{display:grid;grid-template-columns:1fr 1fr;gap:28px;-webkit-box-align:start;-ms-flex-align:start;align-items:start}.bv-card{background:#fff;border:1px solid #e8e8e5;border-radius:20px;padding:26px;-webkit-box-shadow:0 8px 24px rgba(27,35,69,.06);box-shadow:0 8px 24px rgba(27,35,69,.06)}.bv-card h3{border-bottom:2px solid #c8a24a;padding-bottom:10px;margin-bottom:16px}.bv-feature-list{list-style:none;padding:0;margin:0}.bv-feature-list li{position:relative;padding-left:30px;margin-bottom:12px;color:#26304f}.bv-feature-list li:before{content:"✓";position:absolute;left:0;top:0;color:#c8a24a;font-weight:700}.bv-table-wrap{overflow-x:auto;border-radius:18px;border:1px solid #e5e5e2;background:#fff}.bv-table{width:100%;border-collapse:collapse;min-width:620px;font-size:15px}.bv-table th{background:#1b2345;color:#fff;text-align:left;padding:15px 18px;font-weight:600;border-bottom:3px solid #c8a24a}.bv-table td{padding:14px 18px;border-bottom:1px solid #eee;color:#26304f;vertical-align:top}.bv-table tr:last-child td{border-bottom:none}.bv-table td:first-child{font-weight:600;color:#1b2345;width:34%;background:#fafafa}.bv-highlight-panel{background:#1b2345;color:#fff;padding:30px;border-radius:22px;position:relative;overflow:hidden}.bv-highlight-panel:after{content:"";position:absolute;right:-60px;bottom:-90px;width:220px;height:220px;background:rgba(200,162,74,.2);-webkit-transform:rotate(-66deg);transform:rotate(-66deg)}.bv-highlight-panel h3,.bv-highlight-panel p{color:#fff;position:relative;z-index:2}.bv-highlight-panel strong{color:#c8a24a}.bv-image-card{background:#fff;border:1px solid #e5e5e2;border-radius:20px;padding:18px;-webkit-box-shadow:0 8px 24px rgba(27,35,69,.06);box-shadow:0 8px 24px rgba(27,35,69,.06)}.bv-image-card img{width:100%;display:block;border-radius:14px;border:1px solid #e5e5e2;cursor:pointer}.bv-caption{font-size:13px;color:#5a6077;margin-top:10px}.bv-click-note{display:inline-block;margin-top:8px;color:#1b2345;font-weight:600;font-size:13px;border-bottom:2px solid #c8a24a}.bv-research-list{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:22px}.bv-research-item{background:#fff;border:1px solid #e5e5e2;border-radius:16px;padding:18px 14px;text-align:center;font-weight:600;font-size:14px;color:#1b2345}.bv-cta{background:linear-gradient(135deg,#1b2345 0,#273158 100%);color:#fff;padding:42px 34px;border-radius:28px;text-align:center;margin:34px 0 0}.bv-cta h2{color:#fff;margin-bottom:14px}.bv-cta h2:after{margin-left:auto;margin-right:auto}.bv-cta p{color:#fff;max-width:760px;margin-left:auto;margin-right:auto}.bv-button{display:inline-block;background:#c8a24a;color:#1b2345!important;text-decoration:none;font-weight:700;padding:14px 24px;border-radius:999px;margin-top:14px;-webkit-transition:.2s ease;transition:.2s ease}.bv-button:hover{opacity:.9;-webkit-transform:translateY(-1px);transform:translateY(-1px)}.bv-modal{display:none;position:fixed;z-index:99999;padding:40px 18px;left:0;top:0;width:100%;height:100%;overflow:auto;background:rgba(27,35,69,.92)}.bv-modal-content{margin:auto;display:block;max-width:95%;max-height:86vh;border-radius:12px;background:#fff}.bv-modal-close{position:fixed;top:18px;right:28px;color:#fff;font-size:38px;font-weight:700;cursor:pointer;line-height:1}.bv-modal-close:hover{color:#c8a24a}@media (max-width:900px){.bv-hero{grid-template-columns:1fr;padding:40px 24px}.bv-article-wrapper h1{font-size:34px}.bv-grid-2{grid-template-columns:1fr}.bv-research-list{grid-template-columns:repeat(2,1fr)}.bv-section{padding:38px 22px}}@media (max-width:560px){.bv-article-wrapper h1{font-size:30px}.bv-article-wrapper h2{font-size:24px}.bv-research-list{grid-template-columns:1fr}.bv-hero{border-radius:0 0 20px 20px}.bv-table{font-size:14px}}.bv-blog{font-family:Poppins,Arial,sans-serif;color:#1b2345;max-width:980px;margin:0 auto;padding:0 20px 48px;line-height:1.75;font-size:16px}.bv-blog *{-webkit-box-sizing:border-box;box-sizing:border-box}.bv-blog h1,.bv-blog h2,.bv-blog h3{color:#1b2345;line-height:1.3;margin-top:0}.bv-blog h1{font-size:42px;font-weight:700;letter-spacing:-.5px;margin:28px 0 12px}.bv-blog h2{font-size:27px;font-weight:700;margin:38px 0 14px}.bv-blog h3{font-size:20px;font-weight:700;margin:28px 0 10px}.bv-blog p{color:#26304f;margin:0 0 18px}.bv-blog strong{color:#1b2345;font-weight:700}.bv-blog em{font-style:italic}.bv-blog ol,.bv-blog ul{margin:0 0 22px 22px;padding:0;color:#26304f}.bv-blog li{margin-bottom:9px}.bv-blog a{color:#1b2345;font-weight:600;text-decoration:underline;text-decoration-color:#C8A24A;text-underline-offset:3px}.bv-blog a:hover{color:#c8a24a}.bv-blog-figure{margin:34px 0}.bv-blog-figure--hero{margin:0 0 30px}.bv-blog-img{width:100%;height:auto;display:block;border-radius:22px;border:1px solid #e5e5e2;-webkit-box-shadow:0 10px 28px rgba(27,35,69,.08);box-shadow:0 10px 28px rgba(27,35,69,.08)}.bv-blog-figure:not(.bv-blog-figure--hero){max-width:860px;margin-left:auto;margin-right:auto}.bv-blog-caption{font-size:13px;line-height:1.5;color:#5a6077;margin-top:10px;text-align:center}.bv-blog-quote{background:#f7f7f5;border-left:5px solid #c8a24a;border-radius:16px;padding:22px 24px;margin:28px 0 30px;color:#1b2345;font-size:17px}.bv-blog-quote em{color:#1b2345}.bv-blog-subtitle{color:#c8a24a;font-size:21px;font-weight:600;line-height:1.4;margin:0 0 24px}.bv-blog-muted{color:#6a7088;font-size:14px}.bv-blog-hr{border:0;height:1px;background:#d9d9d6;margin:40px 0 24px}.bv-blog-contact{background:#f7f7f5;border-radius:16px;padding:20px 22px;margin-top:24px;color:#26304f}.bv-blog-note{background:#fff;border:1px solid #e5e5e2;border-left:5px solid #c8a24a;border-radius:16px;padding:20px 22px;margin:26px 0;-webkit-box-shadow:0 8px 22px rgba(27,35,69,.05);box-shadow:0 8px 22px rgba(27,35,69,.05)}@media (max-width:700px){.bv-blog{padding:0 16px 40px;font-size:15px}.bv-blog h1{font-size:32px;margin-top:24px}.bv-blog h2{font-size:24px;margin-top:34px}.bv-blog h3{font-size:19px}.bv-blog-subtitle{font-size:18px}.bv-blog-img{border-radius:16px}.bv-blog-quote{padding:18px 20px}}